Real estate appraisal services for homeowners in the city of Memphis and Shelby County

See the top seven reasons TN homeowners hire Integrated Assets:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a TN property tax assessment
  3. To lower your mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in TN by determining the true market value of real estate in question

Need help deciding the value of your house in or near Memphis, TN?
Contact Integrated Assets.

We at Integrated Assets understand the particular needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a consumer that probably doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Integrated Assets are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Need to cancel PMI?

A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping homeowners just like you rid yourselves of unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that is declining or is not appreciating as much as other houses close to yours. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an appraisal report from Integrated Assets is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be inconvenient from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Integrated Assets can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would like to have an expert double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.